Extending Trends in Savings and Digital Finance to Women’s Economic Empowerment and Digital Savings: A Qualitative Study with Married Women in India [Working Title]

This study examines the impact of digital savings platforms on the economic empowerment of married women in India. Using qualitative methods, the research explores the barriers and facilitators to savings behavior, highlighting the influence of cultural, social, and behavioral factors. The findings reveal that digital finance can enhance women’s financial autonomy and decision-making capabilities. However, challenges such as trust issues, intra-household dynamics, and social norms persist. The paper offers practical recommendations to promote financial inclusion and empower women through digital savings solutions.

Author: Singh, Jaspreet; Divekar, Ritika; Arakoni, Kaavya
Type: Working Paper
Year: 2024