How Research can Tackle the Dual Threat of Climate Change & Inequality

This year’s World Environment Day is particularly special, as it launches UN’s decade of Ecosystem Restoration. The wide-ranging site of the restoration includes forests, farmlands, cities, wetlands and oceans. Cities, as the quintessential symbol of human activities, may come as an unexpected site of ecosystem restorations, but as cities continue to grow, thinking of how cities are located within the natural landscape becomes crucial. After all, even the most pristine of natural spaces, like the ecosystems of the Amazon rainforest and Northeast US forests, were actually shaped by human activities through the presence of indigenous populations over tens of thousands of years.

At this moment in time, with dual threats of the climate crisis and growing inequality looming over us, we can no longer afford to think of our economy dissociated from the planet we inhabit, just as we can no longer ignore distributional impacts of economic growth. It is, therefore, more important than ever to work towards an economy that is for the planet and the people.

This calls for the need to actively pursue research at the intersection of environmental, socioeconomic and climate change challenges. These challenges are often presented as being mutually exclusive to the other, but in reality, are interrelated. Indeed, communities that are most vulnerable in terms of development are often also vulnerable to climate change and environmental degradation. And this is not surprising given resilience to climate change is conditioned by the level of socio-economic welfare and in turn economic development is hindered by increased exposure to environmental risks.

To this end, BIGD is deepening its engagement with environment and climate change, with a particular eye on cities. BIGD has been involved with multiple research projects pertaining to urban sustainability over the years, starting with its State of Governance report focusing on sustainability in 2009 as BRAC Development Institute (BDI). Since then, the institute has continued to contribute to the theme through various studies on waste and water management as part of its annual State of the Cities reports, community-based water management and case studies of climate change impacts on cities and vulnerable communities.

This year BIGD has committed to intensify these efforts in a comprehensive and systematic way. We are applying BIGD’s expertise in conducting data-driven, evidence-based research using econometric methods to explore field experiments on low-cost policy solutions, starting with looking at impacts of environmental and climate change factors on low-income urban populations. These will include quasi-experimental methods to detect impacts of perceived climate risks on migration decisions and field experiments on adaptation interventions in climate-vulnerable communities. Experts predict Bangladesh’s urban population may overtake its rural share in the 2030s, making urban sustainability an even more pressing issue for our country. With the advent of UN’s Decade of Ecosystem Restoration, I am excited to bring BIGD’s research towards urban sustainability to the fore.


Dr Rohini Kamal is a Research Fellow leading the Environment and Climate Change cluster at BRAC Institute of Governance and Development (BIGD), BRAC University.

Young Domestic Workers in Bangladesh Face the Economic Fallout from COVID-19

Salma, a young domestic worker in Bangladesh, used to work in five houses and earn 7,000 BDT (82.53 USD) per month. With this income, she managed to take care of her family but because of the pandemic, she got fired from two houses and her income dropped to 3,000 BDT (35.40 USD) per month, less than half of what she used to earn.

Photo: UN Women/Fahad Abdullah Kaizer

Similarly, the majority of young domestic workers are facing the same kind of difficulties to meet their basic needs from their income. The lack of job security means they are vulnerable to abuse and exploitation. The constraining of their movement by family members and access to health care are other effects of the pandemic.

Restriction of movement

Due to the COVID-19 outbreak, health concerns stopped homeowners from allowing domestic workers in their houses. The World Health Organization (WHO) and the government promoted social and physical distancing measures, to slow the spread of disease by stopping chains of transmission of COVID-19 and preventing new ones from appearing.

In Bangladesh, a lockdown was imposed from the end of March 2020 for over two months. It had a huge impact on the people living below the poverty line. We interviewed a few young domestic workers as part of the ‘Youth Futures’ research project, whose lives were significantly impacted during lockdown, and who lost their jobs and income.

As a consequence of COVID situation and unemployment, they have no other choice but to return to their hometown. Although they want to work and have a living, the employers are restricted to a certain number of employees in the premises. There is also the risk of directly being exposed to coronavirus.

Widespread unemployment

There are 10.5 million people employed as domestic workers in Bangladesh. Among them around 90% are femaleDomestic work, being an informal employment, has no guarantee of remuneration or fixed working hours. Since there are no laws for domestic workers, employers can terminate their jobs without any notice or compensation. Most of them are also not aware of their own rights as they have little to no education.

Sudden job losses were already common, and the pandemic situation made it worse for them. Fear of community transmission as well as economic devastation led the Bangladeshi families to let domestic workers go or give out furlough payments during lockdown, resulting in no income for some, no food to fill their stomachs.

At best, the reduction of remuneration makes it difficult to buy food and maintain livelihoods at a time for these young domestic workers. At worst, they have no shelter and are forced to beg.

Their life came down to a misery where they felt nothing but helpless. Getting another job is now harder than ever, as the situation has become worse on both sides. Live-in domestic workers may not face the same situation as much as the part-time domestic workers did, but they all faced this catastrophe.

The option of switching jobs is not always available for live-in domestic workers, even after being pressurised with workload, abusive behavior and to some extent sexual harassment. As most of the families are working from home, they have become more dependent on their live-in domestic workers. Therefore, they aren’t getting any rest which is impacting directly on their mental and physical health.

Abuse and exploitation

In the COVID-19 context, the existing scenario of sexual harassment was exacerbated, especially for the young domestic workers. Those who lost their jobs became more vulnerable in their own families.

The life of a domestic worker was never an easy one, before or after the pandemic arose. Household crises arise more often than usual. Frustration about financial instability results in inappropriate domestic behavior leading to violence and sexual harassment.

In the interviews we conducted with few domestic workers, one of them said, “During pandemic most of the male members were staying at home. Some of them tend to lurk around while we are doing our chores, also asking for sexual favors.”

Unforeseen reality of job insecurity

Drishty, a young domestic worker, would like to switch her job to a formal sector for financial stability. Like her, the majority of the young domestic workers of Bangladesh are facing difficulties to sustain their basic elements of human rights. As the nation grappled with the spread of COVID-19, all her dreams of pursuing a better economic living standard were shattered.

Domestic workers in our country live in low-income communities, where houses are very congested. The people living there are not very aware about their safety and health concerns (not using masks, sanitizers, washing hands often, maintaining social distancing). Because of this, employers of domestic workers started to cut them off from their jobs citing health concerns.

We learned about several stories where young domestic workers were fired without notice and faced a huge economic loss. Absence of domestic workers’ organizations, proper monitoring and protection systems made their situation more vulnerable in pandemic. Words may fail but the magnitude of the issue will not.

Potential solutions

These are unprecedented days. It is not surprising that the life of a domestic worker is not an easy one, with or without a hovering pandemic. They are facing the wrath of COVID-19 in various ways but the financial crisis is tremendous.

The government of Bangladesh is trying to keep the situation under control by taking proper precautions, but at the same time it needs to ensure that economic as well as social factors affecting the young domestic worker’s lives are secured.

The domestic workers already have no opportunity to officially speak out though there is an organization called “Domestic Workers Rights Network (DWRN)” formed in 2006. Bangladesh Institute of Labor Studies (BILS)  is the secretariat of the network.

DWRN has been advocating to take positive measures with a view to developing ILO instruments on decent work for domestic workers to provide appropriate guidance to constituents on policy and practice in the area of informal work sector; (i) To ensure penalty of torturers of domestic workers, (ii) To ensure free legal support to the victim domestic workers by the govt. and monitoring the progress of the cases.

We have to take strong advocacy initiatives and arrange awareness campaigns both at community and national level during and after COVID-19. With the help of government officials, NGOs and INGOs, we can initiate workshops on start-ups for women’s economic empowerment. In addition, we need to provide free health care facilities, doctors, frontline health workers, medical clinics can do voluntary work.

Although there’s a policy indicating some major issues of concern of domestic workers, its efficacy is merely in black and white. To acknowledge them and their contributions, a law should be formed to ensure their recruitment, job security, working hours and procedure of fixation of wages.

A safe working environment is expected, but also essential for young women to be encouraged in such a way that they feel empowered and can work towards their desired goal.


Khondokar Zahra Afreen Latika, Jyoti Barua, Meem Maysha Manzur, Amir Khan Shraboan, Mir Tamjidul Islam are the youth researchers working in Bangladesh on the IDS-led Gender Priced Precarity Project

This blog was originally posted on the Institute of Development Studies website

BIGD’s WEE-DiFine Initiative Introduces Its First Round of Research Grants

In September 2020, BIGD’s WEE-DiFine Initiative launched its inaugural request for proposals (RFP). WEE-DiFine aims to build a comprehensive body of evidence that addresses the impact of digital financial services (DFS) on women’s economic empowerment (WEE) across South Asia and Sub-Saharan Africa. More specifically, WEE-DiFine seeks to support research that disentangles the causal mechanisms between the two. 

The response to our first RFP demonstrated that researchers around the world are equally enthused about our research agenda. We received 75 submissions with proposed studies across 22 countries. Approximately 60% of proposed projects were based in Sub-Saharan Africa, most heavily represented by Uganda and Kenya, and 40% in South Asia, predominantly India and Bangladesh.  

WEE-DiFine RFP #1 Statistics

  • Our largest funding categories were the most competitive. 60% (45) of the proposals requested funds for either large greenfield evaluations or extensions to existing impact evaluations. 
  • 40% (30) of the proposals requested small awards for pilot projects, qualitative research, and measurement experiments, with the fewest submissions in the latter two categories.

Proposals were vetted through a competitive multi-step review process consisting of an internal review, a peer review, and a high-level panel decision. 5 were selected for funding in Bangladesh, India, Tanzania, Kenya, and Burkina Faso, for an overall value of USD 755,294. Introductions to each of our studies are provided below. 

Number of Proposals Received by Country

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Digital Finance and Economic Empowerment: Experimental Evidence on the Role of Transaction Costs

Associated Investigators: Khandker Wahedur Rahman (BIGD), Jeffrey R. Bloem 

Country and Implementing Partner: Bangladesh, Shakti Foundation for Disadvantaged Women

Financial inclusion can potentially increase autonomy, bargaining power, and privacy for women. Since transaction costs pose a barrier to financial access, a reduction in these costs may increase women’s access to financial products, and in turn, facilitate WEE.  However, there is no existing evidence that explores the mediating role of transaction costs between DFS and WEE. This RCT will investigate whether a reduction in direct as well as indirect transaction costs positively impacts WEE. The study also will examine whether women perceive the benefits of reduced direct versus indirect transaction costs differently. Ultimately the study has the potential to inform the design of future DFS solutions to optimize transaction costs for increased financial inclusion and WEE.

Reducing Frictions to Increase Women’s Economic Empowerment: Payment Digitization and Product Traceability in the Burkina Faso Shea Nut Supply Chain

Associated Investigators: Diego Ubfal (World Bank), Andrew Brudevold-Newman (World Bank)

Country and Partner: Burkina Faso, L’Occitane Group, Laboratoires M&L

The shea butter production industry in Burkina Faso offers women a unique opportunity to pursue equal economic participation. However, inefficiencies in the industry impact female producers. This RCT will explore whether digitized payment services and automated quality traceability systems improve WEE in this context. More specifically, the study will evaluate whether these interventions reduce delays in payments and leakages of funds, improve women’s privacy and safety, and incentivize women to invest in higher-value production. WEE-DiFine funding supports lab-in-the-field experiments to assess whether bargaining power plays a mediating role on these impacts. The study aims to inform the development of payment digitization and product traceability programs in Burkina Faso and beyond.

Digitally-enabled Asset Insurance to Secure the Graduation and Empowerment of Women in Pastoralist Communities

Associated Investigators: Michael R. Carter (UC Davis), Nathaniel Jensen (ILRI), Sam Owille (The BOMA Project)

Country and Partner: Kenya; The BOMA Project

Periodic droughts strike pastoralist communities in Kenya and pose a threat to household wealth, especially for vulnerable women. Ultra-poor graduation programs, in conjunction with access to digital insurance, can be a promising solution to protect women’s assets. To evaluate this theory, the research team launched a five-year RCT in 2018 to assess the integration of index-based livestock insurance (IBLI), a digitally-enabled insurance mechanism, into BOMA Project’s Rural Entrepreneur’s Access Project (REAP) in Samburu County, Kenya. WEE-DiFine funding supports insurance contracts for women and a third round of data collection. The findings of this research aim to inform solutions for actors interested in designing programs with durable impacts on women. 

Understanding How Mental Accounting Impacts Women’s Savings and Economic Empowerment

Associated Investigators: Jeremy Shapiro (Busara Center), Samantha Horn (Carnegie Mellon Univ.), Aditya Jagati (Busara Center), Nicholas Owsley (Busara Center)

Country and Partner: India; Dvara Money

Can DFS, by reducing the burden of mental accounting, prompt women to save more? This pilot study tests the impact of a digital mental accounting intervention on women’s savings, goal-setting behavior, and intra and inter-household bargaining power. Researchers will randomly assign a sample of women to one of two groups. Women assigned to the treatment group will receive a digital savings account within a mobile application called Spark that will allow them to categorize and label their financial information. Women assigned to the control group will receive the Spark application with a standard savings account. The evidence generated from this study is expected to inform a future large-scale field experiment with implementer Dvara Money, as well as influence the design of DFS interventions.

Enhancing the Potential of E-savings to Boost Women’s Investment and Household Outcomes in Tanzania: Qualitative Insights to Extend a Large-Scale Randomized Controlled Trial

Associated Investigators: Nathan Fiala (Univ. of Connecticut), Annekathrin Schoofs (RWI and Univ. of Passau), Rachel Steinacher (Innovations for Poverty Action)

Country and Partner: Tanzania, Innovations for Poverty Action 

Financial products that target women often fail to consider gender-specific constraints, discouraging take-up. Household dynamics pose one such poorly-understood constraint. The research team launched a randomized controlled trial (RCT) in 2019 to better understand the role of household dynamics on the take-up, usage, and effects of e-savings accounts offered to female entrepreneurs in Tanzania. WEE-DiFine funding supports semi-structured interviews to validate and elucidate the results of the midline survey, and to potentially inform next steps in the experiment design. Ultimately, the project aims to understand how women can make more independent financial choices, and whether this independence leads to improved labor market decisions and economic empowerment.


BIGD’s Women’s Economic Empowerment and Digital Finance (WEE-DiFine) Initiative focuses on generating evidence on the causal impact of digital financial services (DFS) on women’s economic empowerment (WEE). Sign up for the latest updates on the Initiative.